Exhibit 4.1 MBNA CREDIT CARD MASTER NOTE TRUST as Issuer CLASS A(2001-5) TERMS DOCUMENT dated as of November 8, 2001 to MBNASERIES INDENTURE SUPPLEMENT dated as of May 24, 2001 to INDENTURE dated as of May 24, 2001 THE BANK OF NEW YORK as Indenture...Class A(2001-5) Terms Document • December 14th, 2001 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • New York
