EXECUTION COPY MBNA CREDIT CARD MASTER NOTE TRUST as Issuer CLASS A(2002-12) TERMS DOCUMENT dated as of November 19, 2002 to MBNASERIES INDENTURE SUPPLEMENT dated as of May 24, 2001 to INDENTURE dated as of May 24, 2001 THE BANK OF NEW YORK as...Class A(2002-12) Terms Document • December 17th, 2002 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • Delaware
