CREDIT AGREEMENT dated as of October 4, 2019 among SYNCHRONOSS TECHNOLOGIES, INC., as the Borrower, THE LENDERS PARTY HERETO, and CITIZENS BANK, N.A., as Administrative Agent CITIZENS BANK, N.A., as Sole Lead Arranger and Sole BookrunnerCredit Agreement • March 16th, 2020 • Synchronoss Technologies Inc • Services-computer programming services • New York
