0001133228-02-000274 Sample Contracts

WITNESSETH:

Fund Participation Agreement • November 25th, 2002 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Delaware

• Contract Type
  Fund Participation Agreement
• Filed
  November 25th, 2002
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Delaware

Type of Business: Variable Life and Associated Waiver of Premium and Term riders

Reinsurance Agreement • November 25th, 2002 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • New York

• Contract Type
  Reinsurance Agreement
• Filed
  November 25th, 2002
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  New York

BY AND AMONG

Participation Agreement • November 25th, 2002 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Maryland

• Contract Type
  Participation Agreement
• Filed
  November 25th, 2002
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Maryland