0001133228-03-000015 Sample Contracts

Among

Participation Agreement • February 10th, 2003 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Maryland

• Contract Type
  Participation Agreement
• Filed
  February 10th, 2003
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Maryland

AMONG

Participation Agreement • February 10th, 2003 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Massachusetts

• Contract Type
  Participation Agreement
• Filed
  February 10th, 2003
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Massachusetts

WITNESSETH:

Participation Agreement • February 10th, 2003 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Delaware

• Contract Type
  Participation Agreement
• Filed
  February 10th, 2003
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Delaware

The Guardian Life Insurance Company of America New York, New York Reinsurance Agreement Specifications Page

Reinsurance Agreement • February 10th, 2003 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • New York

• Contract Type
  Reinsurance Agreement
• Filed
  February 10th, 2003
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  New York

BY AND AMONG

Participation Agreement • February 10th, 2003 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Maryland

• Contract Type
  Participation Agreement
• Filed
  February 10th, 2003
• Company
  Guardian Separate Acct N of the Guardian Ins & Annuity Co
• Jurisdiction
  Maryland