0001133228-21-002276 Sample Contracts

To the Trustees of the John Hancock Group of Funds Boston, MA 02116 Re: Agreement to Waive Advisory Fees and Reimburse Expenses
John Hancock Variable Insurance Trust • April 23rd, 2021

John Hancock Variable Trust Advisers LLC (formerly John Hancock Investment Management Services, LLC) and John Hancock Investment Management LLC (formerly John Hancock Advisers, LLC) (collectively, the “Advisers”), each an investment adviser to the investment companies listed in Appendix A (collectively, the “John Hancock Funds”), hereby notify you as follows:

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AMENDMENT NO. 13 TO SERVICES AGREEMENT
Services Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

This 13th Amendment to the Agreement (as defined below) (“Amendment”) is made effective as of the 1st of September, 2019, by and between John Hancock Alternative Risk Premia Fund, a new series of the John Hancock Investment Trust, and (ii) the John Hancock Alternative Risk Premia Offshore Subsidiary Fund, Ltd., a Cayman, company organized under the Companies Law of the Cayman Islands (the “Cayman Subsidiary”), each entity listed on Schedule 4 to the Agreement (each, a “Fund” and all such Funds and the Cayman Subsidiary collectively, the “Clients”), on behalf of itself, if it has no separate series listed on Schedule 4, or if it has one or more separate series listed on Schedule 4, on behalf of each such series, severally and not jointly, and Citi Fund Services Ohio, Inc., an Ohio corporation with its primary place of business at 4400 Easton Commons, Columbus, Ohio 43219 (“Citi’’ and together with the Clients, the “Parties”).

AMENDMENT TO MASTER CUSTODIAN AGREEMENT
Master Custodian Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

This Amendment to Master Custodian Agreement (“Amendment”) is made as of October 1, 2015, by and among each registered investment company party thereto (each, a “Fund” and collectively, the “Funds”) and State Street Bank and Trust Company (the “Custodian”).

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO AMENDED AND RESTATED ADVISORY AGREEMENT
Advisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT (the “Amendment”) made this 30th day of June, 2020, to the Amended and Restated Advisory Agreement dated June 30, 2020, as amended, (the Agreement”) between John Hancock Variable Insurance Trust, a Massachusetts business trust (the “Trust” or “JHVIT”) and John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC), a Delaware limited liability company (“JHVTA” or the “Adviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

12th AMENDMENT TO THE MASTER GLOBAL CUSTODIAL SERVICES AGREEMENT
Global Custodial Services Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

This 12th Amendment (“Amendment”) is made to the Master Global Custodial Services Agreement dated March 3rd, 2014 (“Agreement”) between Citibank, N.A. (“Citibank”) and severally and not jointly John Hancock Bond Trust, John Hancock Funds II, John Hancock Funds Ill, John Hancock Investment Trust, John Hancock Investment Trust Ill, and John Hancock Variable Insurance Trust (each a “Client” and, collectively the “Clients”, together with Citibank, the “Parties”). This Amendment shall be effective as of the 1st day of August 2019.

15th AMENDMENT TO THE MASTER GLOBAL CUSTODIAL SERVICES AGREEMENT
Master Global Custodial Services Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

This 15th Amendment “Amendment”) is made to the Master Global Custodial Services Agreement dated March 3rd, 2014 (“Agreement”) between Citibank, N.A. (“Citibank”) and severally and not jointly John Hancock Bond Trust, John Hancock Funds II, John Hancock Funds III, John Hancock Investment Trust, John Hancock Investment Trust III, and John Hancock Variable Insurance Trust (each a “Client” and, collectively the “Clients”, together with Citibank, the “Parties”). This Amendment shall be effective as of the 1st day March, 2020.

AMENDMENT TO SUBADVISORY AGREEMENT
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 30th day of June, 2020 to the Amended and Restated Subadvisory Agreement dated January 28, 1999, as amended (the “Agreement”), between John Hancock Variable Trust Advisers LLC (formerly known as John Hancock Investment Management Services, LLC), a Delaware limited liability company (the “Adviser”), and T. Rowe Price Associates, Inc., a Maryland Corporation (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

AMENDED AND RESTATED SERVICE AGREEMENT
Service Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust • Massachusetts

THIS AGREEMENT (the “Agreement”) is amended and restated as of this 30th day of June, 2020, by and between John Hancock Variable Insurance Trust (the “Trust”), on behalf of itself and each of its funds (the “Funds”) and John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC) (“John Hancock”).

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT SSgA Funds Management, Inc.
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 17th day of May, 2013 to the Subadvisory Agreement dated April 29, 2005 (the “Agreement”), as amended, between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and SSgA Funds Management, Inc., a Massachusetts corporation (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT Wellington Management Company LLP
John Hancock Variable Insurance Trust • April 23rd, 2021

AMENDMENT made as of this 16 day of November, 2020 to the Subadvisory Agreement dated January 29, 1999 as amended (the “Agreement”), between John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC), a Delaware limited liability company (the “Adviser”), and Wellington Management Company, LLP, a Delaware limited liability partnership (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST John Hancock Asset Management a division of Manulife Asset Management (North America) Limited
John Hancock Variable Insurance Trust • April 23rd, 2021

AMENDMENT made as of this 6th day of April, 2016 to the Subadvisory Agreement dated March 25, 2011, as amended (the “Amendment”), between John Hancock Investment Management Services, LLC , a Delaware limited liability company (the “Adviser”), and John Hancock Asset Management a division of Manulife Asset Management (North America) Limited, a Canadian corporation (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST SUBADVISORY AGREEMENT
Hancock Variable Insurance Trust • April 23rd, 2021 • John Hancock Variable Insurance Trust • Massachusetts

AGREEMENT made this 31st day of July, 2020, between Western Asset Management Company, LLC (formerly, Western Asset Management Company) (“WAM” or “Subadviser”), and Western Asset Management Company Limited (“WAMCL” or “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

AMENDMENT 2 TO JOHN HANCOCK VARIABLE INSURANCE TRUST SUBADVISORY AGREEMENT
John Hancock Variable Insurance Trust • April 23rd, 2021

AMENDMENT made as of this 20th day of March 2013 to the John Hancock Variable Insurance Trust Subadvisory Agreement dated April 28, 2006, as amended (the “Agreement”), between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and RCM Capital Management LLC, a Delaware limited liability company (the “Subadviser”).

CHIEF COMPLIANCE OFFICER SERVICES AGREEMENT
Chief Compliance • April 23rd, 2021 • John Hancock Variable Insurance Trust • Massachusetts

THIS AGREEMENT (the “Agreement”) is made as of this 30th day of June, 2020 by and among John Hancock Variable Insurance Trust (the “Trust”), on behalf of itself and each of its funds (the “Funds”), John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC) (“John Hancock”) and the Trust’s Chief Compliance Officer, Frank Knox (the “CCO”).

December 14, 2020 State Street Bank and Trust Company Channel Center One Iron Street Boston, Massachusetts 02210 Attention: Mark Branigan, Vice President Re: Appendix A to Master Custodian Agreement dated September 26, 2008 for JH Funds II and JH VIT...
Master Custodian Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

In accordance with the Master Custodian Agreement dated as of September 26, 2008 (the “Agreement”) by and among each management investment company identified on Appendix A thereto and State Street Bank and Trust Company, Appendix A to the Agreement is hereby amended and restated as set forth on Appendix A attached hereto.

AMENDED AND RESTATED DISTRIBUTION AGREEMENT
Distribution Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

This Amended and Restated Agreement (“Agreement”) dated June 30, 2020 by and between John Hancock Variable Insurance Trust (formerly, Manufacturers Investment Trust) (the “Trust”), on behalf of each of the portfolios of the Trust listed in Appendix A (the “Portfolios”), and John Hancock Distributors, LLC (formerly, Manulife Financial Securities LLC) (the “Distributor”).

Boston, MA 02116 Re: Advisory Fee Waiver Agreement
John Hancock Variable Insurance Trust • April 23rd, 2021

With reference to the Amended and Restated Advisory Agreement dated September 26, 2008, as amended, entered into by and between John Hancock Variable Trust Advisers LLC (the “Adviser”) and John Hancock Variable Insurance Trust (the “Trust”), on behalf of each series of the Trust (each, a “Fund” and collectively, the “Funds”), we hereby notify you as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT Wells Capital Management, Incorporated
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 17th day of May, 2013 to the Subadvisory Agreement dated April 29, 2005 (the “Agreement”), as amended, between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and Wells Capital Management, Incorporated (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT Wellington Management Company, LLP
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 17th day of May, 2013 to the Subadvisory Agreement dated January 29, 1999 (the “Agreement”), as amended, between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and Wellington Management Company, LLP, a Massachusetts limited liability partnership (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

AMENDMENT TO SUBADVISORY AGREEMENT
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 1st day of May, 2003 to the Subadvisory Agreement dated January 29, 1999 as amended (the “Agreement”), between Manufacturer’s Securities Services, LLC, a Delaware limited partnership (the “Adviser”), and Welllington Management Company, LLP, a Massachusetts limited liability partnership (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST SUBADVISORY AGREEMENT
Hancock Variable Insurance Trust • April 23rd, 2021 • John Hancock Variable Insurance Trust • Massachusetts

AGREEMENT made this 31st day of July, 2020, between John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC), a Delaware limited liability company (the “Adviser”), and Western Asset Management Company, LLC (formerly, Western Asset Management Company), a California limited liability company (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDED AND RESTATED ADVISORY AGREEMENT
Advisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust • Massachusetts

Amended and Restated Advisory Agreement dated June 30, 2020, between John Hancock Variable Insurance Trust, a Massachusetts business trust (the “Fund” or the “Trust”) and John Hancock Variable Trust Advisers LLC, a Delaware limited liability company (the “Adviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

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JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT John Hancock Asset Management a division of Manulife Asset Management (North America) Limited
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 17th day of May, 2013 to the Amended and Restated Subadvisory Agreement dated March 25, 2011, as may be amended (the “Agreement”), between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and John Hancock Asset Management a division of Manulife Asset Management (North America) Limited, a Canadian corporation (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

AMENDMENT TO SUBADVISORY AGREEMENT
John Hancock Variable Insurance Trust • April 23rd, 2021

AMENDMENT made as of this 1st day of July, 2020 to the Subadvisory Agreement dated January 29, 1999 as amended (the “Agreement”), between John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC), a Delaware limited liability company (the “Adviser”), and Wellington Management Company, LLP, a Delaware limited liability partnership (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of this 18th day of April, 2013 to the Subadvisory Agreement dated January 28, 1999 (the “Agreement”), as amended, between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and T. Rowe Price Associates, Inc., a Maryland Corporation (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

AMENDMENT TO THE AMENDED AND RESTATED PARTICIPATION AGREEMENT
Participation Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made this 23rd day of March, 2017 to the Participation Agreement (the “Agreement”), dated July 1, 2003 and amended and restated on May 1, 2004, April 20, 2005 and March 26, 2007, as amended, by and among JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.), a stock life insurance company existing under the laws of Michigan (“Manulife USA”), JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK, a stock life insurance company organized under the laws of New York (“Manulife New York (Manulife USA and Manulife New York are each referred to herein as a “Company” and collectively as the “Companies”), each on behalf of itself and its variable annuity and variable life insurance separate accounts (each an “Account;” collectively, the “Accounts”), JOHN HANCOCK LIFE INSURANCE COMPANY, JOHN HANCOCK VARIABLE LIFE INSURANCE COMPANY, JOHN HANCOCK VARIABLE INSURANCE TRUST, a business trust organized under the laws of the Commonwealth of Massachusetts (the “Trust”) and JOHN HANCOCK DISTRIBUTORS, LLC, a l

JOHN HANCOCK VARIABLE INSURANCE TRUST AMENDMENT TO SUBADVISORY AGREEMENT Manulife Investment Management (US) LLC
Subadvisory Agreement • April 23rd, 2021 • John Hancock Variable Insurance Trust

AMENDMENT made as of April 27th, 2020 to the Subadvisory Agreement dated April 28, 2006, as amended (the “Agreement”), between John Hancock Investment Management Services, LLC, a Delaware limited liability company (the “Adviser”), and Manulife Investment Management (US) LLC (formerly, John Hancock Asset Management a division of Manulife Asset Management (US) LLC), a Delaware limited liability company (the “Subadviser”). In consideration of the mutual covenants contained herein, the parties agree as follows:

John Hancock Variable Insurance Trust AMENDMENT 3 TO SUBADVISORY AGREEMENT Allianz Global Investors US LLC
John Hancock Variable Insurance Trust • April 23rd, 2021

AMENDMENT made as of this 17th day of September, 2020 to the John Hancock Variable Insurance Trust Subadvisory Agreement dated April 28, 2006, as amended (the “‘Agreement”), between John Hancock Variable Trust Advisers LLC (formerly, John Hancock Investment Management Services, LLC), a Delaware limited liability company (the “Adviser”), and Allianz Global Investors US LLC (formerly, RCM Capital Management LLC,) a Delaware limited liability company (the “Subadviser” ).

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