0001140361-05-010660 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • December 8th, 2005 • BofI Holding, Inc. • Savings institution, federally chartered • California

This Employment Agreement (the “Agreement”) is dated for reference purposes and entered into as of December 1, 2005 (the “Effective Date”), by and between Bank of Internet USA, a federal savings bank (the “Bank”), having a principal place of business at 12777 High Bluff Drive, Suite 100, San Diego, CA 92130, and Terry M. Harris (the “Executive”), whose address is 427 Rosario Lane, White Lake, Michigan 48386. Bank and Executive are sometimes collectively referred to in this Agreement as the “Parties.” As used in this Agreement, the term “Effective Date” means the date this Agreement becomes effective.

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