BREAD FINANCIAL HOLDINGS, INC., as Issuer AND EACH OF THE GUARANTORS PARTY HERETO, as Guarantors 9.750% SENIOR NOTES DUE 2029Indenture • December 22nd, 2023 • Bread Financial Holdings, Inc. • Personal credit institutions • New York
Contract Type FiledDecember 22nd, 2023 Company Industry JurisdictionINDENTURE, dated as of December 22, 2023, among Bread Financial Holdings, Inc., a Delaware corporation, as issuer, the Subsidiaries of the Company listed on the signature page hereto and U.S. Bank Trust Company, National Association as trustee.