Exhibit 99.1b ANNUAL CERTIFICATION Re: Pursuant to the Pooling and Servicing Agreement for Asset-Backed Pass Through Certificates Series 2005-HE1 (the "Servicing Agreement"), dated as of May 1, 2005, between Citigroup Mortgage Loan Trust Inc. (the...Servicing Agreement • March 29th, 2006 • Asset Backed Pass-Through Certificates, Series 2005-He 1 • Asset-backed securities
Contract Type FiledMarch 29th, 2006 Company IndustryRe: Pursuant to the Pooling and Servicing Agreement for Asset-Backed Pass Through Certificates Series 2005-HE1 (the "Servicing Agreement"), dated as of May 1, 2005, between Citigroup Mortgage Loan Trust Inc. (the "Depositor"), U.S. Bank National Association (the "Trustee"), CitiMortgage, Inc. (the "Master Servicer") and HomEq Servicing Corporation as servicer (the "Servicer")