EXHIBIT 11 ASSIGNMENT AGREEMENT This ASSIGNMENT AGREEMENT (this "Agreement"), dated as of May 24, 2005, between OAK FINANCE INVESTMENTS LIMITED, a British Virgin Islands company ("Assignor") and STONEGATE BANK ("Assignee"), as administrative agent and...Assignment Agreement • June 27th, 2005 • Oak Finance Investments LTD • Services-miscellaneous business services • New York
EXHIBIT 17 THIS WARRANT AND THE SHARES OF STOCK ISSUABLE ON ITS EXERCISE ARE SUBJECT TO THE RESTRICTIONS ON TRANSFERABILITY SET FORTH HEREIN. FORM OF WARRANT TO PURCHASE COMMON STOCK ISSUE DATE: _________, 2005 This certifies that...Oak Finance Investments LTD • June 27th, 2005 • Services-miscellaneous business services • New York
EXHIBIT 14 GUARANTY OF PAYMENT (ANDREW HARRY BALL)Oak Finance Investments LTD • June 27th, 2005 • Services-miscellaneous business services • New York
EXHIBIT 7 PLEDGE AND SECURITY AGREEMENT THIS PLEDGE AND SECURITY AGREEMENT (as amended, modified, extended or renewed from time to time, this "Agreement"), dated as of May 24, 2005, made by EXCALIBUR INVESTMENT GROUP LIMITED, a British Virgin Islands...Pledge and Security Agreement • June 27th, 2005 • Oak Finance Investments LTD • Services-miscellaneous business services • New York
EXHIBIT 15 AGREEMENT AMONG GUARANTORS THIS AGREEMENT AMONG GUARANTORS dated May 24, 2005, by and among Oak Finance Investments Limited ("Borrower"), Excalibur Investment Group Limited ("Excalibur"), Kishore Jhunjhunwala ("Jhunjhunwala"), Saurabh Patel...Agreement • June 27th, 2005 • Oak Finance Investments LTD • Services-miscellaneous business services • New York
EXHIBIT 10 PROMISSORY NOTEOak Finance Investments LTD • June 27th, 2005 • Services-miscellaneous business services
EXHIBIT 16 THIS WARRANT AND THE SHARES OF STOCK ISSUABLE ON ITS EXERCISE ARE SUBJECT TO THE RESTRICTIONS ON TRANSFERABILITY SET FORTH HEREIN. FORM OF WARRANT TO PURCHASE COMMON STOCK ISSUE DATE: _________, 2005 This certifies that...Oak Finance Investments LTD • June 27th, 2005 • Services-miscellaneous business services • New York
EXECUTION VERSION LINE OF CREDIT AGREEMENT THIS AGREEMENT (as amended, modified, extended or renewed from time to time, this "Agreement"), dated as of May 24, 2005, between OAK FINANCE INVESTMENTS LIMITED ("Borrower"), a British Virgin Islands...Credit Agreement • June 27th, 2005 • Oak Finance Investments LTD • Services-miscellaneous business services • New York
