0001144204-06-047637 Sample Contracts

FLOW WAREHOUSING CREDIT AND SECURITY AGREEMENT between FRANKLIN CREDIT MANAGEMENT CORPORATION Borrower and SKY BANK Lender Dated as of August 11, 2006
Flow Warehousing Credit and Security Agreement • November 14th, 2006 • Franklin Credit Management Corp/De/ • Finance services • Ohio

THIS FLOW WAREHOUSING CREDIT AND SECURITY AGREEMENT (the “Agreement”) is entered into as of August 10, 2006, between Franklin Credit Management Corporation, a New York corporation (the “Company” or the “Borrower”), having its principal office at 101 Hudson Street, Jersey City, NJ 07302, and Sky Bank, an Ohio banking corporation (the “Bank”), having an office at 110 East Main Street, Salineville, Ohio 43945.

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Amended Confirmation
Interest Rate Cap Transaction Confirmation • November 14th, 2006 • Franklin Credit Management Corp/De/ • Finance services

The purpose of this letter agreement is to confirm the terms and conditions of the Transaction entered into between us on the Trade Date specified below (the “Transaction”). This letter agreement constitutes a “Confirmation” as referred to in the ISDA Master Agreement referred to below.

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