0001144204-07-051854 Sample Contracts

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Nonqualified Stock Option Agreement
Nonqualified Stock Option Agreement • September 28th, 2007 • Mru Holdings Inc • Loan brokers • Delaware

The grant of this option is made pursuant to the MRU Holdings, Inc. 2004 Incentive Plan (the "Plan"). The terms of the Plan are incorporated into this letter and in the case of any conflict between the Plan and this letter, the terms of the Plan shall control.

Incentive Stock Option Agreement
Incentive Stock Option Agreement • September 28th, 2007 • Mru Holdings Inc • Loan brokers • Delaware

The grant of this option is made pursuant to the MRU Holdings, Inc. 2004 Incentive Plan (the “Plan”). This stock option is intended to qualify as an "incentive stock option" under Section 422 of the Internal Revenue Code of 1986, as amended from time to time. The terms of the Plan are incorporated into this letter and in the case of any conflict between the Plan and this letter, the terms of the Plan shall control.

Contract
Restricted Stock Agreement • September 28th, 2007 • Mru Holdings Inc • Loan brokers • Delaware

THIS Restricted Stock Agreement (the "Agreement") dated as of _____, by and between MRU Holdings, Inc., a Delaware corporation (the "Company") and _______ (the "Employee"), is entered into as follows:

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