0001144204-09-017948 Sample Contracts

China Merchants Bank Mortgage Agreement China Merchants Bank Nanjing Branch
Mortgage Agreement • March 31st, 2009 • Ever-Glory International Group, Inc. • Apparel & other finishd prods of fabrics & similar matl

To guarantee that the principal and interests of the debts and other relevant expenses under the Master Agreement could be paid off on schedule, Party B agrees to use the property that it owns or has the right to dispose of as the collateral. After examination, Party A agrees to accept the said property as the collateral. In accordance with relevant laws and through amicable negotiation, both parties hereby conclude as follows:

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China Merchants Bank Loan Contract China Merchants Bank Nanjing Branch
Ever-Glory International Group, Inc. • March 31st, 2009 • Apparel & other finishd prods of fabrics & similar matl

oThis Contract is a specific contract under the Credit Granting Agreement with the number of_______________(If this provision is applicable, please tick ‘√’ in the o).

China Merchants Bank Irrevocable Guaranty Agreement China Merchants Bank Nanjing Branch
Guaranty Agreement • March 31st, 2009 • Ever-Glory International Group, Inc. • Apparel & other finishd prods of fabrics & similar matl

Whereas the Bank agrees to provide Goldenway Nanjing Garments Company Limited (hereinafter referred to as the “Debtor”) with a loan in the amount of RMB5,000,000.00, and executed the Loan Agreement of [2008]D.Z.No.111101026 (hereinafter referred to as the “Master Agreement”) with the Debtor on Dec. 8, 2008.

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