0001144204-09-047103 Sample Contracts

LOAN AGREEMENT
Loan Agreement • September 3rd, 2009 • Eft Biotech Holdings Inc • Retail-retail stores, nec • California

This Loan Agreement (the “Agreement”) is entered into, between the EFT Biotech Holdings, Inc. (“Lender”), located in City of Industry, CA, EFT Investment Co., LTD., a wholly owned subsidiary of Lender (Subsidiary), located in Taipei, Taiwan and Excalibur International Marine Corporation (“Borrower”) located in Taipei, Taiwan.

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Addendum to the Loan Agreement dated May 13, 2009 Loan Amount US$600,000
Eft Biotech Holdings Inc • September 3rd, 2009 • Retail-retail stores, nec

This Addendum, dated May 13, 2009, states additional term made between, EFT BioTech Holdings, Inc. (Lender), EFT Investment Co., LTD, a wholly owned subsidiary of Lender (Subsidiary), and Excalibur International Marine Corporation. The loan is subject to the change of new term. The change of loan term explained in this Addendum is incorporated into and made a part of the original loan agreement and promissory note thereto.

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