0001144204-10-041315 Sample Contracts

Contract
Master Repurchase Agreement • August 5th, 2010 • Two Harbors Investment Corp. • Real estate investment trusts • New York

THIS MASTER REPURCHASE AND SECURITIES CONTRACT, dated as of August 4, 2010 (this “Agreement”), is made by and between TWO HARBORS ASSET I, LLC, a Delaware limited liability company (“Seller”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (as more specifically defined below, “Buyer”). Seller and Buyer (each also a “Party”) hereby agree as follows:

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GUARANTY AGREEMENT
Guaranty Agreement • August 5th, 2010 • Two Harbors Investment Corp. • Real estate investment trusts • New York

THIS GUARANTY AGREEMENT (as amended, modified or supplemented from time to time, the “Guaranty”), made as of August 4, 2010 (the “Effective Date”), by TWO HARBORS INVESTMENT CORP., a Maryland corporation (the “Guarantor”), in favor of Wells Fargo Bank, National Association (the “Buyer”).

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