0001144204-11-067226 Sample Contracts

SMALL BUSINESS LENDING FUND – SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • November 28th, 2011 • Howard Bancorp Inc • New York

THIS SECURITIES PURCHASE AGREEMENT (the “Agreement”) is made as of the Effective Date set forth above (the “Signing Date”) between the Secretary of the Treasury (“Treasury”) and the Company named above (the “Company”), an entity existing under the laws of the Jurisdiction of Organization stated above in the Organizational Form stated above. The Company has elected to participate in Treasury’s Small Business Lending Fund program (“SBLF”). This Agreement contains the terms and conditions on which the Company intends to issue preferred stock to Treasury, which Treasury will purchase using funds appropriated under SBLF.

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AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • November 28th, 2011 • Howard Bancorp Inc • Maryland

THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the “Agreement”) is made as of the 18th day of December, 2008, between Howard Bank (the “Bank” or “Employer”), a Maryland-chartered trust Company, and George C. Coffman, a resident of the State of Maryland (the “Executive”).

GROUND LEASE AGREEMENT BETWEEN HOPKINS STATION GENERAL PARTNERSHIP Landlord and HOWARD BANK Tenant
Ground Lease Agreement • November 28th, 2011 • Howard Bancorp Inc • Maryland

DATE: November 5, 2004 LANDLORD: Hopkins Station General Partnership c/o Hugh F. Cole, Jr. 8835 Columbia 100 Pkwy. Suite P Columbia, Maryland 21045-2147 TENANT: Howard Bank c/o Mary Ann Scully 6011 University Blvd. Suite 370 Ellicott City, MD 21043

UNITED STATES DEPARTMENT OF THE TREASURY
Securities Purchase Agreement • November 28th, 2011 • Howard Bancorp Inc

Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement – Standard Terms (the “Securities Purchase Agreement”), dated as of the date set forth on Schedule A hereto, between the United States Department of the Treasury (the “Investor”) and the company set forth on Schedule A hereto (the “Company”). Capitalized terms used but not defined herein shall have the meanings assigned to them in the Securities Purchase Agreement. Pursuant to the Securities Purchase Agreement, at the Closing, the Company issued to the Investor the number of shares of the series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and a warrant to purchase the number of shares of the series of its preferred stock set forth on Schedule A hereto (such shares, the “Warrant Shares”), which was exercised by the Investor at Closing.

OFFICE LEASE AGREEMENT Between Annapolis Exchange Lot IV, LLC (Landlord) and Howard Bank (Tenant) One Annapolis Exchange (Building) 1997 Annapolis Exchange Parkway Annapolis, Maryland (Address)
Office Lease Agreement • November 28th, 2011 • Howard Bancorp Inc

THIS OFFICE LEASE AGREEMENT (“Lease”) is made this _____ day of _____ 2009, by and between Annapolis Exchange Lot IV, LLC (the “Landlord”) and Howard Bank, a Maryland banking corporation (the “Tenant”).

AMENDMENT TO GROUND LEASE AGREEMENT
Ground Lease Agreement • November 28th, 2011 • Howard Bancorp Inc

THIS AMENDMENT TO GROUND LEASE AGREEMENT is made this 26th day of January, 2007, by and between HOPKINS STATION GENERAL PARTNERSHIP, a Maryland general partnership (the “Landlord”), and HOWARD BANK (the “Tenant”).

SHOPPING CENTER LEASE
Shopping Center Lease • November 28th, 2011 • Howard Bancorp Inc

This lease (“Lease”), dated as of JANUARY 22, 2004, by and between HRVC, LLC (“Landlord”) and HOWARD BANK, a Maryland chartered banking institution (“Tenant”);

COLUMBIA CORPORATE PARK 100 OFFICE LEASE BY AND BETWEEN MERRITT-HF, LLC, LANDLORD AND HOWARD BANK, TENANT
Office Lease • November 28th, 2011 • Howard Bancorp Inc

THIS LEASE, made this 4th day of December, 2003, by and between MERRITT-HF, LLC, hereinafter called “Landlord,” and HOWARD BANK, hereinafter called “Tenant.”

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