0001144204-12-019172 Sample Contracts

SEQUOIA RESIDENTIAL FUNDING, INC. Depositor WELLS FARGO BANK, N.A. Master Servicer and Securities Administrator and U.S. BANK NATIONAL ASSOCIATION Trustee POOLING AND SERVICING AGREEMENT dated as of March 1, 2012 SEQUOIA MORTGAGE TRUST 2012-2
Pooling and Servicing Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

Reference is hereby made to the Pooling and Servicing Agreement, dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator and U.S. Bank National Association, as Trustee. Capitalized terms used but not defined herein shall have the meanings given to them in the Pooling and Servicing Agreement.

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ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and Flagstar Capital Markets Corporation, a Delaware corporation (“Flagstar”).

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and Sterling Savings Bank, a Washington corporation (“Sterling”).

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and Wintrust Mortgage, a division of Barrington Bank and Trust, an Illinois corporation (“Wintrust”).

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and Benchmark Bank, a Texas state banking association (“Benchmark”).

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
Assignment, Assumption and Recognition Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York
ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and PrimeLending, a PlainsCapital Company, a Texas corporation (“PrimeLending”).

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and Franklin American Mortgage Company, a Tennessee corporation (“Franklin American”).

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
Assignment of Representations and Warranties Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and American Pacific Mortgage Corporation, a California corporation (“American Pacific”).

CUSTODIAL AGREEMENT
Custodial Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

THIS CUSTODIAL AGREEMENT dated as of March 1, 2012 (this “Custodial Agreement”), is made by and among Wells Fargo Bank, N.A., as custodian and master servicer, Redwood Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and U.S. Bank National Association, not in its individual capacity but solely as trustee (as “Trustee”) for the benefit of the holders of the Sequoia Mortgage Trust Mortgage Pass-Through Certificates, Series 2012-2 (the “Mortgage Certificates”), issued pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), by and among Wells Fargo Bank, N.A., U.S. Bank National Association, and Sequoia Residential Funding, Inc.

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
Assignment, Assumption and Recognition Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This is an Assignment, Assumption and Recognition Agreement (the “Agreement”) made as of the 29th day of March, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” and as referred to herein, the “Assignee”) under a Pooling and Servicing Agreement dated as of March 1, 2012 (the “Pooling and Servicing Agreement”), and PHH Mortgage Corporation, a New Jersey corporation (“PHH”).

SEQUOIA MORTGAGE TRUST 2012-2 MORTGAGE PASS-THROUGH CERTIFICATES MORTGAGE LOAN PURCHASE AND SALE AGREEMENT Between REDWOOD RESIDENTIAL ACQUISITION CORPORATION, and SEQUOIA RESIDENTIAL FUNDING, INC. dated as of March 29, 2012 MORTGAGE LOAN PURCHASE AND...
Mortgage Loan Purchase and Sale Agreement • April 2nd, 2012 • Sequoia Mortgage Trust 2012-2 • Asset-backed securities • New York

This Mortgage Loan Purchase and Sale Agreement (the “Agreement”) is made as of March 29, 2012, by and between Redwood Residential Acquisition Corporation, a Delaware corporation (“RRAC”), and Sequoia Residential Funding, Inc., a Delaware corporation (“Sequoia”).

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