0001144204-12-039164 Sample Contracts

Ninth Amendment to First Restated Credit Agreement
Credit Agreement • July 12th, 2012 • Hallmark Financial Services Inc • Insurance carriers, nec • Texas

This NINTH AMENDMENT TO FIRST RESTATED CREDIT AGREEMENT (this “Ninth Amendment”), dated as of July 10, 2012, is among HALLMARK FINANCIAL SERVICES, INC., a Nevada corporation (“Borrower”), American Hallmark Insurance Company of Texas, a Texas insurance corporation (“AHIC”), HALLMARK INSURANCE COMPANY (formerly known as Phoenix Indemnity Insurance Company), an Arizona insurance corporation (“HIC”), each other Obligor, and FROST BANK (formerly known as The Frost National Bank), a Texas state bank (“Lender”).

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