0001144204-12-053860 Sample Contracts

Tenth Amendment to First Restated Credit Agreement
Credit Agreement • October 1st, 2012 • Hallmark Financial Services Inc • Insurance carriers, nec • Texas

This TENTH AMENDMENT TO FIRST RESTATED CREDIT AGREEMENT (this “Tenth Amendment”), dated as of September 30, 2012, is among HALLMARK FINANCIAL SERVICES, INC., a Nevada corporation (“Borrower”), American Hallmark Insurance Company of Texas, a Texas insurance corporation (“AHIC”), HALLMARK INSURANCE COMPANY (formerly known as Phoenix Indemnity Insurance Company), an Arizona insurance corporation (“HIC”), each other Obligor, and FROST BANK (formerly known as The Frost National Bank), a Texas state bank (“Lender”).

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