0001144204-13-012353 Sample Contracts

STOCK OPTION AGREEMENT
Stock Option Agreement • March 1st, 2013 • Harvard Illinois Bancorp, Inc. • Savings institution, federally chartered

THIS STOCK OPTION AGREEMENT (this "Agreement") is made and entered into as of February 16, 2013, by and between Stilwell Value LLC ("Stilwell"), having its at 111 Broadway, 12th Floor, New York, NY 10006, and Scott Ripkey, an individual residing at 1021 Tarrant Drive Fontana, WI 53125 (the "Optionee").

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NOMINEE AGREEMENT
Nominee Agreement • March 1st, 2013 • Harvard Illinois Bancorp, Inc. • Savings institution, federally chartered

This Nominee Agreement is made this 16th day of February, 2013 among Stilwell Value LLC ("Stilwell"), having its offices at 111 Broadway, 12th Floor, New York, NY 10006, and Scott Ripkey, an individual residing at 1021 Tarrant Drive Fontana, WI 53125 ("Nominee").

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