0001144204-14-012769 Sample Contracts

exhibit b STOCK OPTION AGREEMENT
Stock Option Agreement • March 3rd, 2014 • Stilwell Joseph • Savings institution, federally chartered • New York

THIS STOCK OPTION AGREEMENT (this “Agreement”) is made and entered into as of the 21st day of February, 2014, by and between Stilwell Value Partners II, L. P. and Stilwell Value Partners VII, L. P. (together, the “Stilwell Investment Funds”), their General Partner, Stilwell Value LLC (“Stilwell Value”), Stilwell Partners, L.P. (“Stilwell Partners” and collectively with the Stilwell Investment Funds, the “Stilwell Funds”), and its General Partner, Joseph Stilwell (“Stilwell” and collectively with the Stilwell Funds and Stilwell Value, “The Stilwell Group”), having their principal place of business at 111 Broadway, 12th Floor, New York, NY 10006, and Maida L. Korte, an individual doing business at 5050 Newport, Suite 6, Rolling Meadows, IL 60008 (the “Optionee”).

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NOMINEE AGREEMENT
Nominee Agreement • March 3rd, 2014 • Stilwell Joseph • Savings institution, federally chartered

This Nominee Agreement is made this 21st day of February, 2014, among Stilwell Value Partners II, L.P. and Stilwell Value Partners VII, L.P. (together, the “Stilwell Funds”), their General Partner, Stilwell Value LLC (“Stilwell Value”), Stilwell Partners, L.P. (“Stilwell Partners”), and its General Partner, Joseph Stilwell (“Stilwell” and collectively with the Stilwell Funds, Stilwell Value, and Stilwell Partners, “The Stilwell Group”), having their principal places of business at 111 Broadway, 12th Floor, New York, NY 10006, and Demitri Sibbing, an individual with offices at 100 S. Wacker Drive, Chicago, IL 60606 (“Nominee”).

NOMINEE AGREEMENT
Nominee Agreement • March 3rd, 2014 • Stilwell Joseph • Savings institution, federally chartered

This Nominee Agreement is made this 21st day of February, 2014, among Stilwell Value Partners II, L.P. and Stilwell Value Partners VII, L.P. (together, the “Stilwell Funds”), their General Partner, Stilwell Value LLC (“Stilwell Value”), Stilwell Partners, L.P. (“Stilwell Partners”), and its General Partner, Joseph Stilwell (“Stilwell” and collectively with the Stilwell Funds, Stilwell Value, and Stilwell Partners, “The Stilwell Group”), having their principal places of business at 111 Broadway, 12th Floor, New York, NY 10006, and Mark S. Saladin, an individual with offices at 40 Brink Street, Crystal Lake, IL 60014 (“Nominee”).

NOMINEE AGREEMENT
Nominee Agreement • March 3rd, 2014 • Stilwell Joseph • Savings institution, federally chartered

This Nominee Agreement is made this 21st day of February, 2014, among Stilwell Value Partners II, L.P. and Stilwell Value Partners VII, L.P. (together, the “Stilwell Funds”), their General Partner, Stilwell Value LLC (“Stilwell Value”), Stilwell Partners, L.P. (“Stilwell Partners”), and its General Partner, Joseph Stilwell (“Stilwell” and collectively with the Stilwell Funds, Stilwell Value, and Stilwell Partners, “The Stilwell Group”), having their principal places of business at 111 Broadway, 12th Floor, New York, NY 10006, and Maida L. Korte, an individual with offices at 5050 Newport, Suite 6, Rolling Meadows, IL 60008 (“Nominee”).

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