GROUNDFLOOR FINANCE INC. FORM OF LOAN AGREEMENTLoan Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
THIS LOAN AGREEMENT (“Loan Agreement”) is entered into as of the ____ day of _______________, 20__ by and between [NAME OF DEVELOPER], a [INSERT STATE OF ORGANIZATION/RESIDENCY AND TYPE OF ENTITY/NATURAL PERSON] (“Borrower”), having the address set forth on the signature page hereof, and GROUNDFLOOR FINANCE INC., a Georgia corporation (“Lender”), having the address set forth on the signature page hereof. Borrower and Lender are sometimes referred to herein individually as a “party” and collectively as the “parties.”
PROMISSORY NOTEPromissory Note • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
FOR VALUE RECEIVED, _________________, a ___________________ (“Borrower”), promises to pay to the order of GROUNDFLOOR FINANCE INC., a Georgia corporation, or to the order of any subsequent holder of this Promissory Note (“Lender”), at Lender’s offices located at _____________________ (or at such other place as Lender may designate in writing from time to time), the principal sum of ________________________________ and no/100 Dollars ($_____________) (the “Loan”), payable in lawful money of the United States, together with interest thereon from the date hereof as hereinafter provided, or so much as is advanced pursuant to the Loan Agreement between Lender and Borrower dated ___________ ___, 20__ (as amended from time the time, the “Loan Agreement”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the Loan Agreement.
ContractNonqualified Stock Option Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • North Carolina
THE SECURITY REPRESENTED BY THIS AGREEMENT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR ANY APPLICABLE STATE SECURITIES LAW AND HAS BEEN ACQUIRED FOR INVESTMENT AND NOT WITH A VIEW TO, OR IN CONNECTION WITH, THE SALE OR DISTRIBUTION THEREOF. NO SUCH SALE OR DISPOSITION MAY BE EFFECTED WITHOUT AN EFFECTIVE REGISTRATION STATEMENT RELATED THERETO UNDER THE SECURITIES ACT OR ANY APPLICABLE STATE SECURITIES LAWS OR AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED.
Stock REPURCHASE AgreementStock Repurchase Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • North Carolina
This Stock Repurchase Agreement (this “Agreement”) made effective as of August 30, 2013 (the “Effective Date”), by and between GROUNDFLOOR Inc., a North Carolina corporation (the “Company”), and Nikhil Bhargava (the “Shareholder”).
ContractIncentive Stock Option Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • North Carolina
THE SECURITY REPRESENTED BY THIS AGREEMENT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR ANY APPLICABLE STATE SECURITIES LAW AND HAS BEEN ACQUIRED FOR INVESTMENT AND NOT WITH A VIEW TO, OR IN CONNECTION WITH, THE SALE OR DISTRIBUTION THEREOF. NO SUCH SALE OR DISPOSITION MAY BE EFFECTED WITHOUT AN EFFECTIVE REGISTRATION STATEMENT RELATED THERETO UNDER THE SECURITIES ACT OR ANY APPLICABLE STATE SECURITIES LAWS OR AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED.
GROUNDFLOOR FINANCE INC. INVESTOR AGREEMENT Effective _____________, 2015Investor Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
The following terms constitute a binding agreement (this “Agreement”) between you and Groundfloor Finance Inc., a Georgia corporation (“Groundfloor”, “we”, or “us”). This Agreement, including the Terms and Conditions of Investment attached as Appendix A (the “Terms and Conditions”), each as amended from time to time, will govern all of your purchases of any and all limited recourse obligations (“LROs”) from Groundfloor.
EXECUTIVE EMPLOYMENT AGREEMENTExecutive Employment Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
This Executive Employment Agreement (“Agreement”) is made and entered into this 19th day of November, 2014, by and between Groundfloor Finance Inc., a Georgia corporation (the “Company”), and Brian Dally (“Executive”). The Company and the Executive are hereinafter collectively referred to as the “Parties”.
GROUNDFLOOR FINANCE INC. SERIES SEED PREFERRED STOCK PURCHASE AGREEMENTSeries Seed Preferred Stock Purchase Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
This Series Seed Preferred Stock Purchase Agreement (this “Agreement”) is made as of December 5, 2014, by and among Groundfloor Finance Inc., a Georgia corporation (the “Company”) and the investors listed on Exhibit A attached to this Agreement (each a “Purchaser” and together the “Purchasers”).
INVESTORS’ RIGHTS AGREEMENTInvestors’ Rights Agreement • July 1st, 2015 • Groundfloor Finance Inc. • Real estate • Georgia
This Investors’ Rights Agreement (this “Agreement”) is made and entered into as of December 5, 2014, by and among Groundfloor Finance Inc., a Georgia corporation (the “Company”), the parties listed on Exhibit A attached hereto (the “Investors”) and the parties listed on Exhibit B attached hereto (the “Key Holders”).
