0001144204-16-087692 Sample Contracts

FIRST SUPPLEMENTAL INDENTURE (Jacksonville Statutory Trust I)
First Supplemental Indenture • March 14th, 2016 • Ameris Bancorp • State commercial banks • New York

THIS FIRST SUPPLEMENTAL INDENTURE dated as of March 11, 2016, is by and among Wilmington Trust Company, a Delaware trust company, as Trustee (herein, together with its successors in interest, the “Trustee”), Ameris Bancorp, a Georgia corporation (the “Successor Company”), and Jacksonville Bancorp, Inc., a Florida corporation (the “Company”), under the Indenture referred to below.

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SECOND SUPPLEMENTAL INDENTURE (Atlantic BancGroup Statutory Trust I)
Second Supplemental Indenture • March 14th, 2016 • Ameris Bancorp • State commercial banks • New York

THIS SECOND SUPPLEMENTAL INDENTURE dated as of March 11, 2016, is by and among Wilmington Trust Company, a Delaware trust company, as Trustee (herein, together with its successors in interest, the “Trustee”), Ameris Bancorp, a Georgia corporation (the “Successor Company”), and Jacksonville Bancorp, Inc., a Florida corporation (the “Company”), under the Indenture referred to below.

FIRST SUPPLEMENTAL INDENTURE
Supplemental Indenture • March 14th, 2016 • Ameris Bancorp • State commercial banks • New York

THIS FIRST SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”) is dated as of March 11, 2016, by and between Ameris Bancorp, a Georgia corporation (“Ameris”), and Wells Fargo Bank, National Association, a national banking association (the “Trustee”).

FIRST SUPPLEMENTAL INDENTURE (Jacksonville Statutory Trust II)
Supplemental Indenture • March 14th, 2016 • Ameris Bancorp • State commercial banks • New York

THIS FIRST SUPPLEMENTAL INDENTURE dated as of March 11, 2016, is by and among Wilmington Trust Company, a Delaware trust company, as Trustee (herein, together with its successors in interest, the “Trustee”), Ameris Bancorp, a Georgia corporation (the “Successor Company”), and Jacksonville Bancorp, Inc., a Florida corporation (the “Company”), under the Indenture referred to below.

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