0001144204-16-108976 Sample Contracts

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • June 20th, 2016 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, dated March 25, 2016, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts asset Forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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MainStay VP Funds Trust
Master Delegation Agreement • June 20th, 2016 • Mainstay Funds Trust
MAINSTAY FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is effective as of the 29th day of February 2016, between New York Life Investment Management LLC (the “Manager”) and MacKay Shields LLC (the “Subadvisor”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is made as of the 25th day of March, 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

MainStay Funds Trust
Master Custodian Agreement • June 20th, 2016 • Mainstay Funds Trust
MAINSTAY FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is effective as of the 18th day of June 2015, between New York Life Investment Management LLC (the “Manager”) and MacKay Shields LLC (the “Subadvisor”).

AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 29th day of February, 2016, by and among The MainStay Funds, a Massachusetts business trust, and MainStay Funds Trust, a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 169 Lackawanna Avenue, Parsippany, New Jersey 07054 (“NSC”).

MainStay VP Funds Trust
Master Custodian Agreement • June 20th, 2016 • Mainstay Funds Trust
MAINSTAY FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is effective as of the 31st day of March 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”), and Cushing Asset Management LP, a Texas limited partnership (the “Subadvisor”).

AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is made as of the 29th day of February 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is made as of the 1st day of May, 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

MainSTay Funds Trust AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • June 20th, 2016 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 25th day of March, 2016, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

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