0001144204-17-011765 Sample Contracts

TWELFTH AMENDMENT TO TRANSFER AGREEMENT
Transfer Agreement • February 28th, 2017 • Synchrony Credit Card Master Note Trust • Asset-backed securities • New York

This TWELFTH AMENDMENT TO TRANSFER AGREEMENT, dated as of February 23, 2017 (this “Amendment”), is entered into between RFS HOLDING, L.L.C., a limited liability company organized under the laws of the State of Delaware, as Transferor (the “Transferor”), and SYNCHRONY CREDIT CARD MASTER NOTE TRUST (formerly known as GE Capital Credit Card Master Note Trust, the “Buyer”), pursuant to the Transfer Agreement referred to below.

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