0001144204-18-036838 Sample Contracts

MAINSTAY FUNDS TRUST FORM OF SUBADVISORY AGREEMENT
Subadvisory Agreement • July 2nd, 2018 • Mainstay Funds Trust • New York

This Subadvisory Agreement, made as of the 2nd day of July, 2018 (the “Agreement”), between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and NYL Investors LLC, a Delaware limited liability company (the “Subadvisor”).

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DISTRIBUTION AGREEMENT
Distribution Agreement • July 2nd, 2018 • Mainstay Funds Trust • New York

This Distribution Agreement (“Agreement”) is made as of July 2, 2018, between MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of the MainStay U.S. Government Liquidity Fund (the “Fund”), a series of the Trust, and NYLIFE DISTRIBUTORS LLC, a Delaware limited liability company (the “Distributor”).

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • July 2nd, 2018 • Mainstay Funds Trust

THIS EXPENSE LIMITATION AGREEMENT, is hereby made as of July 2, 2018, between MainStay Funds Trust (the “Trust”), on behalf of MainStay U.S. Government Liquidity Fund, a series of the Trust (the “Fund”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

MainSTay Funds Trust MANAGEMENT AGREEMENT
Management Agreement • July 2nd, 2018 • Mainstay Funds Trust • New York

This Management Agreement is hereby made as of the 2nd day of July, 2018 (the “Agreement”) between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of MainStay U.S. Government Liquidity Fund, a series of the Trust (the “Fund”), and New York Life Investment Management LLC, a Delaware limited liability company (“NYLIM” or the “Manager”).

AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • July 2nd, 2018 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 2nd day of July, 2018, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

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