0001144204-19-022367 Sample Contracts

SB ONE BANCORP
Nonqualified Stock Option Agreement • April 30th, 2019 • Sb One Bancorp • State commercial banks

SB One Bancorp, a New Jersey corporation (the “Company”), hereby grants an option (the “Option”) to purchase shares of its common stock, no par value per value (the “Stock”), to the Grantee named below, subject to the vesting and other conditions set forth below. Additional terms and conditions of the grant are set forth in this cover sheet and in the attached Nonqualified Stock Option Agreement (collectively, the “Agreement”) and in the Company’s 2019 Equity Incentive Plan (as amended from time to time, the “Plan”).

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SB ONE BANCORP
Incentive Stock Option Agreement • April 30th, 2019 • Sb One Bancorp • State commercial banks

SB One Bancorp, a New Jersey corporation (the “Company”), hereby grants an option (the “Option”) to purchase shares of its common stock, no par value per value (the “Stock”), to the Grantee named below, subject to the vesting and other conditions set forth below. Additional terms and conditions of the grant are set forth in this cover sheet and in the attached Incentive Stock Option Agreement (collectively, the “Agreement”) and in the Company’s 2019 Equity Incentive Plan (as amended from time to time, the “Plan”).

SB ONE BANCORP RESTRICTED STOCK AGREEMENT COVER SHEET
Restricted Stock Agreement • April 30th, 2019 • Sb One Bancorp • State commercial banks

SB One Bancorp, a New Jersey corporation (the “Company”), hereby grants (the “Grant”) shares of its common stock, no par value per share (the “Stock”), to the Grantee named below, subject to the vesting and other conditions set forth below. Additional terms and conditions of the Grant are set forth in this cover sheet and in the attached Restricted Stock Agreement (collectively, the “Agreement”) and in the Company’s 2019 Equity Incentive Plan (as amended from time to time, the “Plan”).

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