0001144204-19-031795 Sample Contracts

THE MAINSTAY FUNDS SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds • New York

This Subadvisory Agreement is effective as of the 21st day of June, 2019 (the “Agreement”), between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Candriam Luxembourg S.C.A, a partnership limited by shares organized under the laws of Luxembourg (the “Subadvisor” or “Candriam Luxembourg”).

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THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 1st day of April, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • June 21st, 2019 • Mainstay Funds

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of June 14, 2019, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

FORM OF AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • June 21st, 2019 • Mainstay Funds

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of June 28, 2019, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

MAINSTAY GROUP OF FUNDS
Master Delegation Agreement • June 21st, 2019 • Mainstay Funds
AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 14th day of June, 2019, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

MAINSTAY GROUP OF FUNDS
Master Delegation Agreement • June 21st, 2019 • Mainstay Funds
THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Subadvisory Agreement, is made as of the 1st day of May, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

MAINSTAY GROUP OF FUNDS
Master Custodian Agreement • June 21st, 2019 • Mainstay Funds
THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Subadvisory Agreement, is made as of the 1st day of April, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 1st day of April, 2019, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST FORM OF AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 21st day of June, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Subadvisory Agreement, is made as of the 28th day of February, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 28th day of February, 2019, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

MAINSTAY GROUP OF FUNDS
Master Delegation Agreement • June 21st, 2019 • Mainstay Funds
THE MainSTay Funds AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • June 21st, 2019 • Mainstay Funds

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 21st day of June, 2019, between The MainStay Funds, a Massachusetts business trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

Mainstay Group of Funds
Master Custodian Agreement • June 21st, 2019 • Mainstay Funds
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