AGREEMENT AND PLAN OF REORGANIZATION BY AND BETWEEN FIRST NIAGARA FINANCIAL GROUP, MHC, FIRST NIAGARA FINANCIAL GROUP, INC., NEW FIRST NIAGARA FINANCIAL GROUP, INC., FIRST NIAGARA BANK AND FINGER LAKES BANCORP, INC. AND SAVINGS BANK OF THE FINGER...Merger Agreement • July 26th, 2002 • First Niagara Financial Group Inc • Savings institutions, not federally chartered • Delaware
