0001157523-09-006326 Sample Contracts

PURCHASE AND ASSUMPTION AGREEMENT
Purchase and Assumption Agreement • September 2nd, 2009 • Heritage Financial Group • Savings institution, federally chartered • Georgia

This Purchase and Assumption Agreement (this “Agreement”) is made and entered into this 1st day of September, 2009, by and between HeritageBank of the South, a Georgia-chartered savings bank (the “Purchaser”), and Atlantic Coast Federal Bank, a federally chartered stock savings bank (the “Seller”).

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