0001162318-04-000186 Sample Contracts

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RECONSTITUTED SERVICING AGREEMENT
Reconstituted Servicing Agreement • March 26th, 2004 • Structured Asset Sec Corp Mort Pass-THR Certs Ser 2004-Gel1 • Asset-backed securities • New York

THIS RECONSTITUTED SERVICING AGREEMENT (this “Agreement”), entered into as of the 1st day of February 2004, by and among LEHMAN BROTHERS HOLDINGS, INC., a Delaware corporation (“LBH” or “Seller”), WELLS FARGO HOME MORTGAGE, INC., a California corporation (the “Servicer”), AURORA LOAN SERVICES INC., as master servicer (the “Master Servicer”), recites and provides as follows:

February 1, 2004 Ocwen Federal Bank FSB The Forum, Suite 1002 West Palm Beach, FL 33401 Attention: Secretary Re: Sub-Servicing Side Letter Agreement, dated as of February 1, 2004 To the Addressee Listed Above:
Structured Asset Sec Corp Mort Pass-THR Certs Ser 2004-Gel1 • March 26th, 2004 • Asset-backed securities • Aurora

This letter shall govern the terms and confirm our agreement and understanding of the manner in which the Servicing Fees for certain Mortgage Loans listed on Schedule I hereto (which Schedule may be amended from time to time to include additional mortgage loans which are transferred to the Servicer) (the “Sub-serviced Mortgage Loans”), are to be paid by the Servicer. It is expressly understood that the provisions of this letter shall only apply to the Sub-serviced Mortgage Loans.

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