0001167966-02-000116 Sample Contracts

GB& T Bancshares, Inc. P. O. Box 2460 Gainesville, Georgia 30503 Home Town Bank of Villa Rica 1849 Carrollton/Villa Rica Highway Villa Rica, Georgia 30180
Gb&t Bancshares Inc • October 16th, 2002 • State commercial banks

RE: Agreement and Plan of Reorganization between GB&T Bancshares, Inc. (“GB&T”) and Home Town Bank of Villa Rica (“HTB Villa Rica”) dated as of ____________, 2002, as amended (the “Merger Agreement”).

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