Exhibit 1 Joint Filing Agreement The undersigned agree that the foregoing Statement on Schedule 13D/A, dated October 20, 2004, is being filed with the Securities and Exchange Commission on behalf of each of the undersigned pursuant to Rule 13d-1(k)....Joint Filing Agreement • October 21st, 2004 • Smith Thomas W • Insurance carriers, nec
The undersigned agree that the foregoing Statement on Schedule 13D/A, dated October 20, 2004, is being filed with the Securities and Exchange Commission on behalf of each of the undersigned pursuant to Rule 13d-1(k).
