0001171843-05-000020 Sample Contracts

FORM OF RESTRICTED STOCK AGREEMENT FOR NON-EMPLOYEE DIRECTOR USED UNDER 2003 EQUITY COMPENSATION PLAN
Restricted Stock Agreement • January 21st, 2005 • First Horizon National Corp • National commercial banks

Restricted Stock Agreement ("Agreement") made on and as of the date specified above by and between First Horizon National Corporation (the "Company") and the non-employee director whose name is specified above (the "Participant").

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