0001171843-05-000080 Sample Contracts

FIRST TENNESSEE BANK NATIONAL ASSOCIATION FISCAL AND PAYING AGENCY AGREEMENT
First Tennessee Bank National Association Fiscal and Paying Agency Agreement • February 25th, 2005 • First Horizon National Corp • National commercial banks • New York

FISCAL AND PAYING AGENCY AGREEMENT, dated as of February 18, 2005, between First Tennessee Bank National Association, a national banking association (the “Bank”), as Issuer, and JPMorgan Chase Bank, National Association, a national banking association, as fiscal and paying agent (the “Fiscal and Paying Agent,” which term shall also refer to any duly appointed successor thereto).

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INTEREST CALCULATION AGREEMENT between FIRST TENNESSEE BANK NATIONAL ASSOCIATION, as Issuer and JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Calculation Agent
Interest Calculation Agreement • February 25th, 2005 • First Horizon National Corp • National commercial banks • New York

THIS INTEREST CALCULATION AGREEMENT is made as of February 18, 2005 between First Tennessee Bank National Association, a national banking association (the “Bank”), as issuer, and JPMorgan Chase Bank, National Association as the interest calculation agent (the “Calculation Agent,” which term shall include any successor thereto).

Due 30 Days or More from Date of Issue Distribution Agreement
First Horizon National Corp • February 25th, 2005 • National commercial banks • New York

Instrument (Master Note and/or Global Certificates) Program Certificate Agreement between the Fiscal and Paying Agent and the Depositary, dated as of [date] (the “Certificate Agreement”), and its obligations as a participant in the Depositary, including the Depositary’s Same-Day Funds Settlement System (“SDFS”).

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