0001171843-11-000028 Sample Contracts

CONVERSION AGREEMENT
Conversion Agreement • January 4th, 2011 • FNB United Corp. • National commercial banks • Georgia

THIS CONVERSION AGREEMENT (this “Agreement”) is dated as of December 30, 2010 by and among SunTrust Bank, a Georgia banking corporation (“SunTrust”), CommunityOne Bank, N.A., a national banking association (the “Bank”), and, for purposes of Sections 9 and 10 only, FNB United Corp., a North Carolina corporation (“FNB”).

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