EXHIBIT 10.1 DEBENTURE PURCHASE AGREEMENT DEBENTURE PURCHASE AGREEMENT (this "Agreement"), dated as of September 9, 2005, by and among EUROFORTUNE HOLDING, S.A., a Luxembourg company, ("Buyer"), HEM MUTUAL ASSURANCE LLC, a Colorado limited liability...Debenture Purchase Agreement • September 15th, 2005 • Heritage Worldwide Inc • Non-operating establishments • New York
EXHIBIT 10.2 ISSUANCE AGREEMENT ISSUANCE AGREEMENT (this "Agreement"), dated as of September 9, 2005, between EUROFORTUNE HOLDING, S.A., a Luxembourg company ("Buyer"), and HERITAGE WORLDWIDE, INC., a Delaware corporation (the "Company"). R E C I T A...Issuance Agreement • September 15th, 2005 • Heritage Worldwide Inc • Non-operating establishments • New York
EXHIBIT 10.4 ESCROW TRANSFER AGREEMENT ESCROW TRANSFER AGREEMENT (this "Agreement"), dated as of September 9, 2005, between EUROFORTUNE HOLDING, S.A., a Luxembourg company ("Buyer"), HEM MUTUAL ASSURANCE LLC, a Colorado limited liability company...Escrow Transfer Agreement • September 15th, 2005 • Heritage Worldwide Inc • Non-operating establishments • New York
