DRAFT COPY SECOND AMENDMENT TO CREDIT AGREEMENTCredit Agreement • January 25th, 2008 • Affirmative Insurance Holdings Inc • Fire, marine & casualty insurance • New York
This SECOND AMENDMENT TO CREDIT AGREEMENT (this "Amendment") is dated as of January __, 2008, and entered into by and among AFFIRMATIVE INSURANCE HOLDINGS, INC., a Delaware corporation ("Borrower"), the lenders party thereto that are party hereto (the "Required Lenders"), CREDIT SUISSE, CAYMAN ISLANDS BRANCH ("CS"), as Administrative Agent (in such capacity, "Administrative Agent"), as Collateral Agent (in such capacity, the "Collateral Agent"), and THE FROST NATIONAL BANK ("Frost"), as Issuing Bank and Swingline Lender. Capitalized terms used but not defined herein having the meaning given them in the Credit Agreement, hereinafter defined.
