0001188112-07-000947 Sample Contracts

EXECUTIVE SALARY CONTINUATION AGREEMENT THAT SUPERSEDES AND REPLACES THE EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN EXECUTIVE AGREEMENT EFFECTIVE FEBRUARY 2, 2000
Continuation Agreement • April 2nd, 2007 • Southcrest Financial Group Inc • National commercial banks • Georgia

THIS AGREEMENT, made and entered into this 20th day of February, 2007, by and between The First National Bank of Polk County, a bank organized and existing under the laws of the United States of America (hereinafter referred to as the “Bank”), and Larry T. Kuglar, an Executive of the Bank (hereinafter referred to as the “Executive”), a member of a select group of management and highly compensated employees of the Bank.

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JOINT BENEFICIARY DESIGNATION AGREEMENT
Southcrest Financial Group Inc • April 2nd, 2007 • National commercial banks • Georgia

The respective rights and duties of the Bank and the Insured in the above-referenced policy shall be pursuant to the terms set forth below:

OFFICER SALARY CONTINUATION AGREEMENT
Officer Salary Continuation Agreement • April 2nd, 2007 • Southcrest Financial Group Inc • National commercial banks • Georgia

THIS AGREEMENT, made and entered into this 30th day of March, 2007, by and between Bank of Upson, a bank organized and existing under the laws of the State of Georgia (hereinafter referred to as the “Bank”), and Douglas J. Hertha, an Officer of the Bank (hereinafter referred to as the “Officer”), a member of a select group of management employees of the Bank.

AMENDED AND RESTATED LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR AGREEMENT
Split Dollar Agreement • April 2nd, 2007 • Southcrest Financial Group Inc • National commercial banks • Georgia

The Bank and the Officer are parties to a Life Insurance Endorsement Method Split Dollar Plan Agreement dated the 2nd day of June, 1998 that provides for the payment of certain benefits. This Amended and Restated Life Insurance Endorsement Method Split Dollar Plan Agreement dated March 28, 2006 and the benefits provided hereunder shall amend and restate the existing Life Insurance Endorsement Method Split Dollar Plan Agreement dated June 2, 1998 and the benefits provided thereby;

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT
Southcrest Financial Group Inc • April 2nd, 2007 • National commercial banks • Georgia

The respective rights and duties of the Bank and the Insured in the above-referenced policy shall be pursuant to the terms set forth below:

OFFICER SALARY CONTINUATION AGREEMENT THAT SUPERSEDES AND REPLACES THE EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN AGREEMENT EFFECTIVE JUNE 2, 1998
Continuation Agreement • April 2nd, 2007 • Southcrest Financial Group Inc • National commercial banks • Georgia

THIS AGREEMENT, made and entered into this 24th day of January, 2007, by and between Bank of Upson, a bank organized and existing under the laws of the State of Georgia (hereinafter referred to as the “Bank”), and Daniel W. Brinks, an Officer of the Bank (hereinafter referred to as the “Officer”), a member of a select group of management employees of the Bank.

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