0001190903-07-000041 Sample Contracts

MODIFIED COINSURANCE REINSURANCE AGREEMENT (“the Agreement”) Effective MM/DD/YYYY Between NATIONWIDE FINANCIAL (hereinafter referred to as “the Company”) One Nationwide Plaza Columbus, OH And

Reinsurance Agreement • February 12th, 2007 • Nationwide VLI Separate Account-7 • Massachusetts

• Contract Type
  Reinsurance Agreement
• Filed
  February 12th, 2007
• Company
  Nationwide VLI Separate Account-7
• Jurisdiction
  Massachusetts

INSURING AGREEMENT:

Flexible Premium Variable Universal Life Insurance Policy • February 12th, 2007 • Nationwide VLI Separate Account-7

• Contract Type
  Flexible Premium Variable Universal Life Insurance Policy
• Filed
  February 12th, 2007
• Company
  Nationwide VLI Separate Account-7

We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the death Proceeds to the Beneficiary upon receiving proof that the Insured has died while this policy is in force and before the Maturity Date. We agree to pay the maturity Proceeds to you if the Insured is living on the Maturity Date.