0001193125-03-037658 Sample Contracts

NEW YORK COMMUNITY BANCORP, INC. EMPLOYMENT AGREEMENT
Employment Agreement • August 14th, 2003 • Roslyn Bancorp Inc • Savings institutions, not federally chartered • New York

This AGREEMENT (“Agreement”) is effective as of June 27, 2003, by and among New York Community Bancorp, Inc., a corporation organized under the laws of Delaware (the “Holding Company”), The Roslyn Savings Bank, a New York state chartered savings bank (“Roslyn Bank”), Roslyn Bancorp, Inc., a corporation organized under the laws of Delaware and the principal holding company for Roslyn Bank (“Roslyn”), and John L. Klag (“Executive”).

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NONCOMPETITION AGREEMENT
Noncompetition Agreement • August 14th, 2003 • Roslyn Bancorp Inc • Savings institutions, not federally chartered • New York

NONCOMPETITION AGREEMENT (the “Agreement”) dated as of this 27th day of June, 2003, between New York Community Bancorp, Inc. a corporation organized under the laws of Delaware, with its principal administrative office at 615 Merrick Avenue, Westbury, New York, 11590 (the “Holding Company”); The Roslyn Savings Bank, a New York State chartered savings bank (“Roslyn Bank”); Roslyn Bancorp, Inc., a corporation organized under the laws of Delaware and the principal holding company for Roslyn Bank (“Roslyn”), both Roslyn Bank and Roslyn having their principal administrative offices at One Jericho Plaza, Jericho, New York 11753, and Daniel L. Murphy (the “Covenantor”).

STOCK OPTION AGREEMENT
Stock Option Agreement • August 14th, 2003 • Roslyn Bancorp Inc • Savings institutions, not federally chartered • New York

STOCK OPTION AGREEMENT, dated as of June 27, 2003, between New York Community Bancorp, Inc., a Delaware corporation (“Grantee”), and Roslyn Bancorp, Inc., a Delaware corporation (“Issuer”).

AGREEMENT AND PLAN OF MERGER dated as of June 27, 2003 by and between NEW YORK COMMUNITY BANCORP, INC. and ROSLYN BANCORP, INC.
Merger Agreement • August 14th, 2003 • Roslyn Bancorp Inc • Savings institutions, not federally chartered • New York

AGREEMENT AND PLAN OF MERGER, dated as of June 27, 2003 (this “Plan”), by and between New York Community Bancorp, Inc. (“NYCB”) and Roslyn Bancorp, Inc. (“Roslyn”).

AMENDMENT TO STOCKHOLDER PROTECTION RIGHTS AGREEMENT
Stockholder Protection Rights Agreement • August 14th, 2003 • Roslyn Bancorp Inc • Savings institutions, not federally chartered • Delaware

AMENDMENT (the “Amendment”), dated as of June 27, 2003, to the Stockholder Protection Rights Agreement, dated as of September 26, 2000 (the “Rights Agreement”), between Roslyn Bancorp, Inc., a Delaware corporation (the “Company”), and Registrar and Transfer Company, as Rights Agent (the “Rights Agent”).

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