0001193125-04-061310 Sample Contracts

HAWTHORNE SHAREHOLDER AGREEMENT
Hawthorne Shareholder Agreement • April 13th, 2004 • Commercial Capital Bancorp Inc • Savings institution, federally chartered • Nevada

HAWTHORNE SHAREHOLDER AGREEMENT (the “Agreement”), dated as of January 27, 2004, among , a shareholder (“Shareholder”) of Hawthorne Financial Corporation, a Delaware corporation (“Hawthorne”) and Commercial Capital Bancorp, Inc., a Nevada corporation (“Parent”). All terms used herein and not defined herein shall have the meanings assigned thereto in the Merger Agreement (defined below).

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PARENT SHAREHOLDER AGREEMENT
Parent Shareholder Agreement • April 13th, 2004 • Commercial Capital Bancorp Inc • Savings institution, federally chartered • California

PARENT SHAREHOLDER AGREEMENT (the “Agreement”), dated as of January 27, 2004, among , a shareholder (“Shareholder”) of Commercial Capital Bancorp, Inc., a Nevada corporation (“Parent”) and Hawthorne Financial Corporation, a Delaware corporation (“Hawthorne”). All terms used herein and not defined herein shall have the meanings assigned thereto in the Merger Agreement (defined below).

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