0001193125-04-073719 Sample Contracts

CONTRACT NUMBER 00 000 000

Flexible Payment Variable Annuity Contract • April 29th, 2004 • NML Variable Annuity Account B • New York

• Contract Type
  Flexible Payment Variable Annuity Contract
• Filed
  April 29th, 2004
• Company
  NML Variable Annuity Account B
• Jurisdiction
  New York

CONTRACT NUMBER 00 000 000

Flexible Payment Variable Annuity Agreement • April 29th, 2004 • NML Variable Annuity Account B • New York

• Contract Type
  Flexible Payment Variable Annuity Agreement
• Filed
  April 29th, 2004
• Company
  NML Variable Annuity Account B
• Jurisdiction
  New York

Exhibit B(4)(d)

Waiver of Withdrawal Charge • April 29th, 2004 • NML Variable Annuity Account B

• Contract Type
  Waiver of Withdrawal Charge
• Filed
  April 29th, 2004
• Company
  NML Variable Annuity Account B

Exhibit B(4)(c)

Enhanced Death Benefit Amendment • April 29th, 2004 • NML Variable Annuity Account B

• Contract Type
  Enhanced Death Benefit Amendment
• Filed
  April 29th, 2004
• Company
  NML Variable Annuity Account B