BANCO POPULAR NORTH AMERICALoan and Security Agreement • May 7th, 2004 • QC Holdings, Inc. • Illinois
THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (the “Agreement”) is made and entered into as of the 16th day of October, 2003 among QC HOLDINGS, INC., a Kansas corporation (“QC Holdings”), QC FINANCIAL SERVICES, INC., a Missouri corporation, QC FINANCIAL SERVICES OF CALIFORNIA, INC., a California corporation, FINANCIAL SERVICES OF NORTH CAROLINA, INC., a Delaware corporation, CASH TITLE LOANS, INC., a Missouri corporation, TITLE LOANS, INC., a Missouri corporation (collectively, and jointly and severally, referred to hereinafter as “Borrower” and sometimes as “Borrowers”), DON EARLY (referred to hereinafter as the “Guarantor”), and BANCO POPULAR NORTH AMERICA (“Bank”), with reference to the following facts:
ContractQC Holdings, Inc. • May 7th, 2004 • Kansas
THIS NOTE AND THE INDEBTEDNESS EVIDENCED HEREBY ARE SUBORDINATE IN THE MANNER AND TO THE EXTENT SET FORTH IN THAT CERTAIN SUBORDINATION AGREEMENT DATED THE DATE HEREOF AMONG QC HOLDINGS, INC., BANCO POPULAR NORTH AMERICA, CAHILL, WARNOCK STRATEGIC PARTNERS FUND, L.P. AND STRATEGIC ASSOCIATES, L.P.
MANAGEMENT STOCK AGREEMENTManagement Stock Agreement • May 7th, 2004 • QC Holdings, Inc. • Kansas
THIS MANAGEMENT STOCK AGREEMENT is made as of , between QC HOLDINGS, INC., a Kansas corporation (the “Company”), and the employee whose name appears on the signature page hereof (“Employee”).
STOCK OPTION AGREEMENTStock Option Agreement • May 7th, 2004 • QC Holdings, Inc. • Kansas
THIS STOCK OPTION AGREEMENT is delivered this 1st day of September, 2002, by QC HOLDINGS, INC., a Kansas corporation (the “Corporation”) to ROBERT L. ALBIN, a resident of the state of Colorado (“Optionee”), pursuant to Section 3(b) of the Consulting Agreement dated the date hereof (the “Consulting Agreement”) between QC Financial Services, Inc. and Optionee.
THIRD AMENDED AND RESTATED REVOLVING LINE OF CREDIT NOTEQC Holdings, Inc. • May 7th, 2004
For value received, the undersigned, QC HOLDINGS, INC., a Kansas corporation, QC FINANCIAL SERVICES, INC., a Missouri corporation, QC FINANCIAL SERVICES OF CALIFORNIA, INC., a California corporation, FINANCIAL SERVICES OF NORTH CAROLINA, INC., a Delaware corporation, CASH TITLE LOANS, INC., a Missouri corporation, and TITLE LOANS, INC., a Missouri corporation (collectively, and jointly and severally hereinafter referred to as “Borrower”), promise to pay to the order of BANCO POPULAR NORTH AMERICA (“Bank”), at its principal office at 4000 West North Avenue, Chicago, Illinois 60639, the principal sum of Ten Million and No/100 Dollars ($10,000,000.00), or such lesser amount as may be advanced to Borrower hereunder.
