0001193125-04-160832 Sample Contracts

BANKFINANCIAL, F.S.B. EMPLOYMENT AGREEMENT
Employment Agreement • September 23rd, 2004 • BankFinancial CORP • Illinois

THIS AGREEMENT (“Agreement”) is made effective as of March 21, 2003 (the “Effective Date”), by and between BankFinancial, F.S.B. (the “Bank”), a federally chartered stock savings bank having its principal office at 21110 South Western Avenue, Olympia Fields, Illinois, and Robert J. O’Shaughnessy (“Executive”).

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LOAN AGREEMENT by and among BANKFINANCIAL CORPORATION FINANCIAL FEDERAL MHC, INC. and AMERICAN NATIONAL BANK AND TRUST COMPANY OF CHICAGO DATED AS OF: November 16, 2001
Loan Agreement • September 23rd, 2004 • BankFinancial CORP • Illinois

This LOAN AGREEMENT (this “Agreement”), dated as of November 16, 2001, is entered into by and among BANKFINANCIAL CORPORATION, a federal corporation and a subsidiary savings and loan holding company (the “Borrower”), FINANCIAL FEDERAL MHC, INC., a federally chartered mutual holding company and the parent of Borrower (“Parent”), and AMERICAN NATIONAL BANK AND TRUST COMPANY OF CHICAGO, a national banking association (the “Lender”).

RP FINANCIAL, LC.
BankFinancial CORP • September 23rd, 2004

This letter sets forth the agreement between BankFinancial Corporation, Olympia Fields, Illinois (the “Company”) and RP Financial, LC. (“RP Financial”) for independent appraisal services should the Board of Directors of the Company decide to proceed with a stock offering (the “Stock Offering”). The specific appraisal services to be rendered by RP Financial are described below. These appraisal services will be rendered by a team of two to three senior consultants on staff and will be directed by the undersigned.

EMPLOYMENT AGREEMENT
Employment Agreement • September 23rd, 2004 • BankFinancial CORP • Illinois

This Employment Agreement (this “Agreement”) is made and entered into as of August 1, 2004 (the “Effective Date”), by and between BankFinancial, F.S.B. (“Employer”), and Christa N. Calabrese (“Employee”).

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