0001193125-04-166915 Sample Contracts

AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • October 5th, 2004 • United Pan Am Financial Corp • Mortgage bankers & loan correspondents • California

This Amended and Restated Registration Rights Agreement (the “Agreement”) is entered into on September 29, 2004 and effective as of July 1, 2004 by and between United PanAm Financial Corp., a California corporation (the “Company”), BVG West Corp., a California corporation (the “General Partner”) and Pan American Financial, L.P., a Delaware limited partnership (the “Partnership”), with respect to the facts and circumstances recited below:

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