0001193125-04-206322 Sample Contracts

LEASE AGREEMENT
Lease Agreement • December 2nd, 2004 • MVB Financial Corp • Savings institution, federally chartered • West Virginia

THIS LEASE AGREEMENT (“Lease”), effective the 1st day of November, 2004, by and between ESSEX PROPERTIES, LLC, a West Virginia limited liability company, (“Landlord”) and THE MONONGAHELA VALLEY BANK, INC., a West Virginia banking corporation, (“Tenant”);

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SUBLEASE AGREEMENT
Sublease Agreement • December 2nd, 2004 • MVB Financial Corp • Savings institution, federally chartered

THIS SUBLEASE AGREEMENT made this 1st day of May, 2000, by and between S-N-S FOODS, INC., a West Virginia corporation (hereinafter referred to as “Sublessor”) and THE MONONGAHELA VALLEY BANK, INC., a West Virginia chartered banking institution (Hereinafter referred to as “Tenant”);

MASTER LICENSE AGREEMENT
Master License Agreement • December 2nd, 2004 • MVB Financial Corp • Savings institution, federally chartered • West Virginia

THIS MASTER LICENSE AGREEMENT (Master Agreement) is made this 1st day of May, 2000, by and between S-N-S FOODS, INC., a corporation, with its principal office at 2500 Fairmont Avenue, Fairmont, West Virginia 26554, (“Supermarket”), and THE MONONGAHELA VALLEY BANK, INC., a West Virginia chartered banking institution, having its principal office at 301 Virginia Avenue, Fairmont, West Virginia 26555-2528 (“Bank”).

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