LOAN AGREEMENTLoan Agreement • January 5th, 2005 • SFSB, Inc. • Savings institution, federally chartered • Maryland
Contract Type FiledJanuary 5th, 2005 Company Industry JurisdictionTHIS LOAN AGREEMENT (this “Loan Agreement” or this “Agreement”) is made and entered into as of the 30th day of December, 2004, by and between the SLAVIE FEDERAL SAVINGS BANK TRUST (“Borrower”), a trust forming part of the Slavie Federal Savings Bank Employee Stock Ownership Plan (“ESOP”); and SFSB, INC. (“Lender”), a corporation organized and existing under the laws of the United States of America.