0001193125-05-066753 Sample Contracts

CHANGE OF CONTROL EMPLOYMENT AGREEMENT
Change of Control Employment Agreement • March 31st, 2005 • Crescent Banking Co • State commercial banks • Georgia

AGREEMENT by and between Crescent Banking Company (the “Company”) and A. Bradley Rutledge (“Executive”), dated as of the 20th day of February, 2003.

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INCENTIVE STOCK OPTION AGREEMENT under the CRESCENT BANKING COMPANY
Incentive Stock Option Agreement • March 31st, 2005 • Crescent Banking Co • State commercial banks
LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT
Endorsement Method Split Dollar Plan • March 31st, 2005 • Crescent Banking Co • State commercial banks

The respective rights and duties of the Bank and the Insured in the above-referenced policy shall be pursuant to the terms set forth below:

NON-QUALIFIED STOCK OPTION AGREEMENT under the CRESCENT BANKING COMPANY
Non-Qualified Stock Option Agreement • March 31st, 2005 • Crescent Banking Co • State commercial banks
EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN AGREEMENT
Executive Supplemental Retirement Plan • March 31st, 2005 • Crescent Banking Co • State commercial banks • Georgia

This Agreement, made and entered into this day of , 200 , by and between Crescent Bank and Trust Company, a Bank organized and existing under the laws of the State of Georgia, hereinafter referred to as “the Bank”, and , a Key Employee and the Executive of the Bank, hereinafter referred to as “the Executive”.

DIRECTOR SUPPLEMENTAL RETIREMENT PLAN DIRECTOR AGREEMENT
Director Supplemental Retirement Plan • March 31st, 2005 • Crescent Banking Co • State commercial banks • Georgia

THIS AGREEMENT is made and entered into this th day of , 200 , by and between Crescent Bank and Trust Company, a bank organized and existing under the laws of the State of Georgia (hereinafter referred to as the “Bank”), and , a member of the Board of Directors of the Bank (hereinafter referred to as the “Director”).

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT
Endorsement Method Split Dollar Plan Agreement • March 31st, 2005 • Crescent Banking Co • State commercial banks • Georgia

The respective rights and duties of the Bank and the Insured in the above-referenced policy shall be pursuant to the terms set forth below:

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