0001193125-05-070964 Sample Contracts

HOMEBANC CORP., SELLER and HMB ACCEPTANCE CORP., DEPOSITOR MORTGAGE LOAN PURCHASE AGREEMENT Dated as of March 1, 2005 HomeBanc Mortgage Trust 2005-2 (Mortgage Backed Notes)

Mortgage Loan Purchase Agreement • April 6th, 2005 • Homebanc Corp • Real estate investment trusts • New York

• Contract Type
  Mortgage Loan Purchase Agreement
• Filed
  April 6th, 2005
• Company
  Homebanc Corp
• Industry
  Real estate investment trusts
• Jurisdiction
  New York

This MORTGAGE LOAN PURCHASE AGREEMENT dated as of March 1, 2005 (this “Agreement”), is by and between HMB Acceptance Corp., a Delaware corporation (the “Depositor”) and HomeBanc Corp., a Georgia corporation (the “Seller”).

TRUST AGREEMENT among HMB ACCEPTANCE CORP., as Depositor, WILMINGTON TRUST COMPANY, as Owner Trustee and WELLS FARGO BANK, N.A., as Securities Administrator Dated as of March 1, 2005 HOMEBANC MORTGAGE TRUST 2005-2 Mortgage Backed Notes

Trust Agreement • April 6th, 2005 • Homebanc Corp • Real estate investment trusts • Delaware

• Contract Type
  Trust Agreement
• Filed
  April 6th, 2005
• Company
  Homebanc Corp
• Industry
  Real estate investment trusts
• Jurisdiction
  Delaware

This TRUST AGREEMENT dated as of March 1, 2005, is by and among HMB ACCEPTANCE CORP., a Delaware corporation (the “Depositor”), WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the “Owner Trustee”) and WELLS FARGO BANK, N.A., a national banking association, as securities administrator (the “Securities Administrator”).

HOMEBANC MORTGAGE TRUST 2005-2, as Issuer HMB ACCEPTANCE CORP., as Depositor WELLS FARGO BANK, N.A., as Securities Administrator and Master Servicer HOMEBANC CORP., as Seller and Servicer and

Transfer and Servicing Agreement • April 6th, 2005 • Homebanc Corp • Real estate investment trusts • New York

• Contract Type
  Transfer and Servicing Agreement
• Filed
  April 6th, 2005
• Company
  Homebanc Corp
• Industry
  Real estate investment trusts
• Jurisdiction
  New York

This TRANSFER AND SERVICING AGREEMENT, dated as of March 1, 2005 (this “Agreement” or this “Transfer and Servicing Agreement”), is by and among HOMEBANC MORTGAGE TRUST 2005-2, a Delaware statutory trust, as issuer (the “Issuer”), HMB ACCEPTANCE CORP., a Delaware corporation, as depositor (the “Depositor”), U.S. BANK NATIONAL ASSOCIATION, as indenture trustee (the “Indenture Trustee”), WELLS FARGO BANK, N.A., as securities administrator (in such capacity, the “Securities Administrator”) and master servicer (in such capacity, the “Master Servicer”) and HOMEBANC CORP., a Georgia corporation, as seller (in such capacity, the “Seller”) and servicer (in such capacity, the “Servicer”).